Canada Baccarat Online

Top Canada Casinos For Online Baccarat

1. Best Online Baccarat Casino Canada: Casumo Casino

Founded in 2012 and currently headquartered in Malta, Casumo Casino is a casino site available from anywhere in Canada. It has an extensive catalogue with thousands of online casino games to choose from, making it one of the top online casinos around. There are a few titles that will allow you to start playing baccarat online with a virtual dealer, but the real draw is the live baccarat games including ‘Lightning Baccarat’, ‘Speed Baccarat’, ‘Baccarat Squeeze’, and ‘VIP Baccarat’.

2. JackpotCity Casino

JackpotCity Casino (around since 1998) entered Ontario in April 2022 and remains a staple amongst Canadians looking to play baccarat online. Virtual table games include the most popular varieties of baccarat from powerhouse developer Microgaming, and there are a handful of live dealer baccarat games provided by Evolution Gaming as well.

3. Spin Casino

Established in 2001, Spin Casino launched in Ontario in August 2022 and is one of the best online casinos available to the rest of Canada as well. It’s game catalogue boasts some of the best online baccarat games amongst Canadian casinos including ‘Switch Baccarat’, ‘Switch Dragon Tiger’, and ‘Real Baccarat’. Live casino games from Evolution Gaming and Pragmatic Play are available 24/7 as well.

What Is Baccarat?

Baccarat is a game where the main objective of each round is to correctly bet on the hand that will score the highest. There are typically three options for those looking to place a baccarat bet:

• Player bet
• Banker bet
• Tie bet

Once the dealer has announced that betting is closed for that round, both the player and the banker are dealt two cards. The strength of each hand is determined by the sum of its cards, with nine being the best possible total. Card values in baccarat are as follows:

• 2-9: Points determined by face value (ex. 2 = 2 points, 3 = 3 points, etc.)
• Ace: 1 point
• 10 or face card (Jack, Queen, and King): No points

Before we dive deeper into how to play baccarat, refer to the next section for a brief history surrounding the evolution of baccarat games.

A Brief History Of Baccarat Games

Like many games of chance, Baccarat has been around for several centuries. Here’s a timeline detailing where Baccarat is said to have originated from, and how it progressed into the popular table game it is today.

13th Century

Baccarat’s origins may have partially derived from the Chinese tile game entitled ‘Pai Gow’ (which loosely translates to ‘card nine’ or ‘make nine’). It was around this time period when baccarat may have made its way to Italy, thanks to the expeditions of Marco Polo. Some hypothesize that a similar game called ‘Macao’ (not associated with the Macau region of China) may have also preceded Italian Baccarat.

15th Century

A version of baccarat (or ‘baccara’) that uses tarot cards was believed to have been invented by an Italian named Felix Falguiere. Another variation of baccarat called ‘Baccarat Banque’ is said to have been derived from the Italian version. In the late 1400s, King Charles VIII of France popularized a version of baccarat entitled ‘Chemin de Fer’ which typically uses up to six decks at once.

20th Century

Both Chemin de Fer and Baccarat Banque became established throughout England and parts of the United States. Surprisingly, it was Chemin de Fer that became the first baccarat game to ever be played at a Las Vegas casino in 1958. The very next year (1959), a casino manager named Tommy Renzoni brought an alternate version of baccarat called ‘Punto Banco’ (with ‘punto’ meaning ‘player’ and ‘banco’ meaning ‘banker’), from Cuba to Las Vegas. In the early 1970s, baccarat games began to use casino chips as opposed to cash.

21st Century

The historic variation of baccarat that has the closest resemblance to modern day ‘American Baccarat’ is Punto Banco, as it has become widespread throughout North America. By 2008, baccarat was a casino card game with nearly two dozen variations. It was also around that time when the Chinese region of Macau (often dubbed the ‘Las Vegas of China’) first surpassed Nevada in gambling revenue. By 2019, the revenue gap was especially significant, with Macau boasting an annual gaming revenue of over $36 billion compared to the $12 billion reported by Las Vegas and other Nevada casinos.

How To Register For A Baccarat Online Casino

Nowadays, all the best real money casinos offer baccarat, with many iterations of virtual and live games in both Canada and the United States. As a game of luck that’s fast-paced and easy to learn, online baccarat is an ideal option for players of all skill levels.

Here’s a step-by-step breakdown of how to play baccarat online:

1. Choose an online casino from our recommended options.

2. Register for a new account and make your first deposit.

3. Pick one of the many available online baccarat games.

4. Place your bet(s) on the player or banker to win, or wager on a tie.

5. Click ‘Deal.’ Once the round is over, collect any potential winnings and prepare your bets ahead of the next round.

Live Dealer Baccarat

Live dealer casino games have grown increasingly popular at online casinos. The best online baccarat casinos in Canada include top brands like JackpotCity, Spin, Casumo, 888casino, and bet365. Most online casinos offer game demos, but it’s sometimes difficult to find free baccarat as live casino games often require an available balance in order to place a wager.

Before playing any live games at an online baccarat table, you should have a basic understanding of how baccarat odds work within the context of a real money online casino. This includes key concepts like the ‘house edge’ and what to do when a player or banker receives a third card. If you’d rather start off at a virtual table playing free baccarat, don’t hesitate. If you’re feeling ready, live games at our favorite online baccarat casinos include:

• Baccarat Squeeze
• Dragon Tiger
• First Person Baccarat
• Lightning Baccarat
• Live Baccarat
• No Commission Baccarat
• Peek Baccarat
• Prosperity Tree Baccarat
• VIP Baccarat
• XXXtreme Lightning Baccarat

Rules Of Baccarat Online

You’ll encounter similar rules at online baccarat sites, regardless of whether you choose virtual or live dealer baccarat games. Our top recommended online casinos will typically offer information on how to play baccarat online, with an emphasis on basic rules and terminology.

Demos of baccarat casino games are especially useful, allowing new users to learn and practice different strategies while playing with no stakes. Here’s a quick rundown of the baccarat rules:

• Each round, your goal is to bet on the winning outcome. You can either bet on the player’s hand, the banker’s hand, or a tie.
• The player and banker each receive two cards. The hand that scores closest to nine is the winner.
• Numbered cards (2-9) are worth face value (ex. 2 = 2 points, etc.), aces count as one point, and face cards are worth no points.
• If a hand total equals more than 9, the first digit is removed. For example, if you were to draw a two and a nine, your score would be 1 and not 11.
• If the sum of a player and/or banker’s initial hand is eight or nine, it’s called a ‘natural’ and additional cards cannot be dealt for the remainder of the round.
• If a player’s initial score is five or less, a third card will be dealt. The banker only receives a third card for scores of two or less.
• Wagers made on a player or banker’s hand pay 1:1, but winning a banker bet will often require you to pay the house a 5% commission. A winning tie wager will pay either 8:1 or 9:1, depending on the variation of baccarat and the casino. If there’s a tie, player and banker wagers are returned.

Additional rules can apply at online baccarat casinos, depending on the point value of the banker’s first two cards. Prior to playing baccarat, always check in-game rules and regulations to find out whether or not a baccarat table has any special conditions.

Popular Baccarat Games

The accessibility and fast-paced nature of baccarat online games has made it one of the most popular options at online casinos. Players don’t need to memorize a ‘basic strategy’ for dozens of possible hands like in blackjack, or understand various house edge percentages and payouts for inside and outside bets like in American or European Roulette variants. Here are some of the common variations you’ll find at the top baccarat online casinos.

Punto Banco

Casino mogul Tommy Renzoni brought Punto Banco baccarat from Cuba to Nevada in the late 1950s, where it became the staple known as ‘American Baccarat’ today. Think of Punto Banco as the ‘cruise control’ version of online baccarat. Simply place your bets, and either a random number generator (RNG) or live dealer will take care of the rest — depending on if you’re playing a virtual or live dealer baccarat game.

Chemin De Fer

Some historians claim that this variation may have been the preferred baccarat option of French nobility. This stems from the the loose translation of ‘railway’, which most likely applied to the industrialization of France in the mid-1800s (hundreds of years later after the reign of Charles VIII in the late 15th century). Simply put, Chemin de Fer is a baccarat variation allowing all players around the table to take turns acting as the game’s banker.

That said, it’s still available to Canadian baccarat enthusiasts in a player-versus-banker format, with a slight twist compared to the American version. For example, there are no fixed rules for drawing cards.

Baccarat Banque

Most online baccarat variations came from either the original ‘Baccarat Banque’ or ‘Baccarat Deux Tableaux’. The unique rules of baccarat came from the word tableaux or ‘rules table.’ In Baccarat Banque, each round’s banker is the player who has placed the highest bet. To this day, it’s still considered one of the best baccarat games available.

Mini Baccarat

Mini Baccarat is simply a version of Punto Banco that only allows up to nine players per round, whereas traditional baccarat can be played by up to 18 players at once. A smaller table with less players and lower stakes caters to beginners who are just starting to use baccarat sites.

3-Card Baccarat

While usually found in Macau and not at baccarat online casinos, 3-Card Baccarat provides players with a unique set of rules that greatly differ from the standard variations. As a simplified version of Punto Banco, 3-Card Baccarat deals three cards to both the player and banker from one 52-card deck. Whichever side gets the most face cards wins the game. If both hands have an equal number of face cards, the winner is determined by the traditional point system.

European Baccarat

Unlike the American variations stemming from Punto Banco, European baccarat doesn’t have any automatic rules surrounding whether a banker can draw a third card. Some versions will also have different house edge percentages for payouts, a lower commission on banker wagers, and a 9:1 payout for tie bets. The banker’s funds also determine the maximum betting limits for each round.

Macao

Historical evidence indicates that Macao likely came before modern day baccarat games. The style of play is similar to standard versions of American and European Baccarat, with slight variations including the use of two decks of cards, the manner in which cards are dealt, and better payouts for winning wagers. To elaborate, a player can ask the dealer for additional cards and those cards are dealt one-at-a-time.

Dragon Tiger

Dragon Tiger is one of the simplest forms of baccarat. Reduced to a two-card format (aka one card to the ‘dragon’ and one card to the ‘tiger’), players simply choose which side they believe will have a higher total.

Baccarat Betting Options

At this point, you’ve likely started to grasp how betting options work for most baccarat variations. Virtual table games are available 24/7 at your own pace, however live dealer casino games require a better understanding as there are time constraints. Continue below for more information about the types of bets you can place while playing baccarat online.

Player

Like all casino games, each type of baccarat wager has different odds that reflect the likelihood of winning or losing — expressed as a percentage. Banker and player bets are relatively similar; however, the player wager offers a higher house edge of 1.24%. Overall, the odds of winning a player bet are about 44.6% with a 1:1 payout.

Banker

Betting on the banker is often seen as the best baccarat strategy. The house edge is only 1.06%, which is one of the lowest compared to most other online casino games. Banker betting will also result in a bigger payout than player bets, boasting a win rate of 45.8% of the time. Betting on the banker also pays out 1:1, but a 5% commission is often required.

Tie

Tie bets usually offer a house edge of 14.36%, which is high but makes sense given that the odds of a tie occurring are about 9.6%. Depending on the baccarat variant, you may find 8:1 or 9:1 payouts for tie wagers.

Comparing Real Money Baccarat To Online Demo Baccarat

✅ Pros Of Real Money Baccarat Games:

• Exciting, fast-paced, and fun.
• Plenty of virtual and live dealer options available 24/7.
• Earn loyalty points.

❌ Cons Of Real Money Baccarat Games:

• Fast-paced in a challenging way for beginner and some intermediate players.
• Requires bankroll management.
• Players with lower account balances are limited to lower stakes tables.

✅ Pros Of Free Baccarat Games:

• When you play for free, you can practice without any financial consequences.
• Demo versions are available from top software providers.
• Learn which betting styles and gambling operators suit them best.

❌ Cons Of Free Baccarat Games:

• Easy to lose interest with nothing at stake.
• Account registration is required to access some demos.
• Live dealer games aren’t available.

How We Review The Best Online Baccarat Sites In Canada

Before recommending a baccarat strategy, we’d like to highlight how we analyze the real money casinos carrying these virtual and live baccarat games. When evaluating the overall user experience, we follow a strict criteria focusing on software providers, licensing, security, banking, and customer service.

🪪 Licensing & Responsible Gaming

Most casino sites that offer you the casino games you know and love are thoroughly evaluated before receiving any type of gaming license. For example, any online baccarat casino hoping to set up shop within the province of Ontario must sign an operating agreement with iGaming Ontario.

This is an organization appointed by the Alcohol and Gaming Commission of Ontario (AGCO) to regulate operators and promote responsible gaming within the province of Ontario. As such, we will only ever recommend you sites that have been licensed by a legitimate gaming regulator, as unfortunately a few casino sites are scams. Even if they’re claiming to offer free baccarat demos.

📱 Mobile Gaming Options

Most online baccarat casinos will allow both iOS and Android users to play from an app on your phone, tablet, or another smart device. Some casinos may offer an iOS but not an Android app (or vice versa), and some don’t have any apps at all. On the other hand, a mobile casino isn’t necessarily bad if it doesn’t have an app. Many can still be used from a web browser on your smart device and should run well as long as you have a strong internet connection.

🗣️ Quality Customer Service

Online casinos strive to offer efficient, friendly customer service, as it’s one of the best way to maintain a positive reputation within the gaming industry. A hallmark of good customer support is providing multiple communication channels. Some of the more convenient options including a dedicated hotline, 24/7 live chat, and various social media platforms. It’s also important for online casinos to have a thorough FAQ section.

🎰 Software Providers & Game Selection

Online casinos pride themselves on software provider partnerships and the quantity of high-quality games they can offer as a result. Top gaming providers include the likes of Microgaming, NetEnt, and Pragmatic Play. Evolution Gaming is another powerhouse, offering some of the best live casino games of the bunch.

One of the most important parts of evaluating a software provider is in how well its collection of titles are optimized for mobile. This includes live studio titles like ‘Baccarat Squeeze’, ‘Dragon Tiger’, and ‘Speed Baccarat’, all of which provide players with a smooth, entertaining mobile gaming experience for those living active lifestyles.

Popular Online Baccarat Canada Payment Methods

Providing Canadians with various safe and quick payment methods is crucial to the success of any online casino. Deposits are usually instant, but withdrawals can take anywhere from 1-5 business days to process. While reviewing the best baccarat casino sites, we found many offer the following payment methods:

Image	Method	Deposit Time	Read More
	Debit	Instant	Sites Accepting Debit
	Instadebit	Instant	Sites Accepting Instadebit
	Apple Pay	Instant	Sites Accepting Apple Pay
	iDebit	Instant	Sites Accepting iDebit
	Mastercard	Instant	Sites Accepting Mastercard
	Visa	Instant	Sites Accepting Visa
	Paysafecard	Instant	Sites Accepting Paysafecard
	PayPal	1 Minute – 5 Days	Sites Accepting PayPal
	Skrill	1 Minute – 5 Days	Sites Accepting Skrill
	Payz	Instant	Sites Accepting Payz
	Click2Pay	Instant	Sites Accepting Click2Pay
	e-Transfer	Up To 30 Minutes	Sites Accepting E-Transfer
	Wire Transfer	1 Minute – 5 Days	Sites Accepting Wire Transfer

Top Strategies To Win At Baccarat Online

There are a few different strategies that can provide you with some guidance while you play baccarat for real money. Remember, the effectiveness of each strategy depends on a few factors such as the variation of baccarat you’ll be playing and the size of your bankroll.

Martingale

The Martingale system is a betting strategy based on doubling your wager after a loss and returning to your initial bet after a win. For example, say you start with a $1 bet and lose. Then, you’d wager $2 on the next round. If you lose again, you’d bet $4, $8, $16, $32, etc. Once you’ve won, you’d then revert back to your initial $1 wager.

In essence, this baccarat strategy relies on chasing your losses. It’s a fast-paced approach that may or may not work for you, as this strategy hinges on having a large bankroll to be successful. There are also other factors to consider including your initial wager and the betting limits on the table. If properly executed, your first win would cover any previous losses and turn a profit.

Labouchère

The Labouchère betting system (aka ‘cancellation system’ or ‘split martingale’) is an advanced strategy that has predominantly been used for roulette, but it can be applied to baccarat as well. The first step is to decide exactly how much money you’d like to win. For example, if you wanted to win $60, you’d write down the numbers that lead to that amount (ex. 5, 10, 12, 15, 20) and use the sum of the first and last numbers for your initial wager (5 + 20 = a $25 bet).

If you win, you would eliminate those two numbers (5/20) from your list whereas if you lose, you’d then add the sum (25) to your numbers and continue onto the next round (5 + 25 = a $30 bet). Ideally, this strategy would lead to winning your goal amount but if unsuccessful, the process would be repeated until you’ve either run out of listed numbers or your bankroll hits zero.

1-3-2-6

The 1-3-2-6 progressive betting system works for most table games, and can even be applied to sports betting. The first step is to find a stake amount you’re comfortable with. For example, if you decide that’s $20, every $20 bet would then be referred to as ‘one unit’. For this strategy, you’d start by betting one unit ($20) at a time, only progressing to three units ($60) after a win. If you win after betting three units, you wager two units ($40). The final wager in the progression is six units ($120) before reverting back to your initial one unit bet. If you lose a bet at any time, you’d then restart the process by going back to wagering one unit. This is done to ensure that your bankroll is protected.

1-3-2-4

The 1-3-2-4 betting system is nearly the same as the 1-3-2-6. The key difference is in the number of units you’re wagering at each stage of the process. After your first two wins, you would then stake four units instead of six. Essentially, it’s a budget version of 1-3-2-6 for players who may not have as big of a bankroll to work with.

One-Sided

The one-sided betting system is as it sounds, making it the most straightforward baccarat strategy. Simply pick the side you want to bet on (player or banker) and stick with it each round, regardless of outcome. As mentioned earlier, both sides win at a clip above 40%, so the odds of a victory are high regardless of which side you choose. The only key thing to remember is that a winning bet on the banker often comes with a 5% commission that must be paid to the house.

Paroli

The Paroli system is simply the Martingale strategy in reverse. Choose an initial bet amount and double it after each win, but return to your initial wager each time you lose. The point of this strategy is to capitalize on any potential winning streaks.

Fibonacci

This betting strategy is predicated on the Fibonacci sequence. For those that may not be familiar, the Fibonacci sequence is when each number is the sum of the two numbers preceding it (1, 1, 2, 3, 5, 8, 13, 21). When applied as a casino game wagering system, you would move ahead one number in the sequence following a loss and move back one number after each win. This strategy is well-suited to players with a bankroll on the lower end.

D’Alembert

The D’Alembert betting strategy is a negative progression system designed to accrue small wins and chase losses, albeit less aggressively than other methods. Simply put, it’s a Fibonacci betting system with a more straightforward number sequence: increase your wager by one unit after a loss and reduce it by one unit after a win. The goal of this strategy is to earn a moderate profit without staking too much, unless you’re on a win streak.

Baccarat Tips For Beginners

Now that you’ve learned a bit about different baccarat strategies, it’s time to cover a few essential tips that every new baccarat player should know. Winning baccarat is tricky, so be sure to follow these tips and remain patient as you develop your process.

Stick To A Betting Strategy

You’ll get the most out of your bankroll by sticking to a betting system that suits your play style and bankroll. Win or lose, you will gain valuable insight into what makes this betting system effective by consistently using it. Remember, you can always start by trying baccarat demos. This will allow you to experiment with different strategies for free before giving real money baccarat games a try. Don’t hesitate to bookmark this page and use it as a reference if you need help remembering all of these strategies and what they entail.

Avoid Wagering On A Tie

Many types of baccarat will offer a reduced house edge for a tie wager, but we still recommend that players avoid it altogether. Try to build up your bankroll before taking a risk on a bet offering an 85.64% RTP (return to player) average—which is much lower than most online slots and even long-shot progressive jackpots. The house edge may be low, but that’s because it’s a direct reflection of the unlikelihood of winning a tie bet.

Bet On The Banker

Since a banker wager offers a 1.06% house edge, it’s statistically the best bet for players of any knowledge or skill level. Wagering on the same side each round may seem tedious, but it’s also a great way to build your bankroll. Once you’re sitting at an amount you’re comfortable with, you’ll have the financial bandwidth to place riskier bets.

Summary Of Baccarat

The game of baccarat has been historically associated with elegance, which most likely stems from the game’s early popularity amongst English and French nobility. Hundreds of years later (in the 1950s), the baccarat variation of Punto Banco travelled from Cuban casinos to the deserts of Las Vegas thanks to a casino manager named Tommy Renzoni. From then on, it was known across the United States as American baccarat.

Baccarat’s popularity and longevity derives from how easy it is to play. With one of the most favourable house edges of any casino game, it remains an excellent option available at most online casinos in Canada. The number of variations certainly keeps players engaged, and the modern day prominence of online casinos has made it more accessible than ever. We hope you will enjoy playing baccarat as much as we do!

Canada Baccarat Online FAQs

Are you still feeling unsure about playing online baccarat in Canada? Use this FAQ section as a resource, and don’t be afraid to refer back to it if you ever need clarification.